Your Mortgage

Professionalized Mortgage Services – Award-Winning Service, Local Expertise, Exclusive Products, and Great Rates.

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Private mortgage banking tailored to your unique profile

We are not a one size fits all mortgage lender. Our senior mortgage advisors have a long track record of success, proven lending strategies, stellar customer service and a deep knowledge of the local home financing market. We serve our clients and communities with honesty, diligence, and positivity. We are award-winning and seasoned mortgage professionals with access to a broad array of lending products, great rates, and exclusive private-client lending services.

Our Approach Is Simple:
Make the complicated home financing process easy – using innovative methods, modern technology, tons of loan options, and a team of mortgage professionals with decades of experience.
Request a free consultation with our experts.
Mortgages can be complicated, our mortgage advisors build relationships with our clients to ensure we're able to meet your immediate and long-term financing needs.

Our Private Client Process

Our process assigns a dedicated licensed mortgage advisor throughout your home financing journey. Your mortgage advisor will subsequently assign dedicated specialists to assist as needed and your dedicated team will communicate and connect with you every step of the way to ensure a smooth transaction. Senior management is also available should a situation arise needing their expertise or escalation. We utilize the leading technology, systems, best-practices, and products coupled with personalized attention to ease the lending process and maximize value.

Mortgage Advisor Assigned

Your dedicated advisor ensures expert guidance throughout your financing journey.

Support Team Collaboration

Specialists work alongside your advisor to keep the process smooth and transparent.

Expertise & Technology

Advanced systems and senior support ensure a digital seamless, efficient experience.

Our Leadership Team

We’re a dynamic group of individuals who are passionate about what we do and dedicated to delivering the best results for our clients.

  • Ali Hedayatifar

    Founder and President

    NMLS# 1817352

    Ali Hedayatifar is a nationally recognized loan originator, serial entrepreneur and attorney with 17 years' experience in various facets of the mortgage business. As a loan originator, Ali is recognized as being in the top 1% of originators nationally by the Scotsman Guide and Mortgage Executive Magazine. He is also recognized as the #53 loan originator in the nation for non-qm loans by the Scotsman Guide. As an entrepreneur, Ali was the President and Board Member of a privately held Texas company that owned large national operating companies in mortgage banking, title insurance, real estate, and casualty insurance. Ali led the company to a successful exit in private equity. Ali has also built and led other startup companies in fintech, auto finance, and real estate. As an attorney, Ali practiced law at regional and national law firms representing global banks, government enterprises such as Fannie Mae, and various finance companies. Ali attended Baylor University and earned a BS in Economics, and subsequently obtained his Juris Doctor from Texas A&M School of Law. From a modest beginning as a young immigrant growing up in Austin, to practicing law at a high-level, building companies in private equity, and now scaling Kyber as a leading platform for clients and top mortgage bankers, Ali understands the meaning of dedication and honest work to achieve success – the core principals of the American Dream.

    • Phillip Morris

      Chief Operating Officer

      NMLS# 210092

      Phillip is the Chief Operating Officer ay Kyber. In his current role, Phillip provides strategic and administrative leadership to the day-to-day company operations. As a former top-producing loan originator and 20+ year veteran of mortgage banking, Phillip has built a successful career streamlining and scaling mortgage operations. This includes building strategies to drive enterprise business growth for loan officers and maximizing a positive customer experience.